EVIDENT

Platform

The intelligence layer for modern credit origination.

Evident is modular and operates behind your existing channels. You can adopt the full platform or integrate only the layers you need.

Architecture

Three layers, one source of truth.

Channel layer

  • WhatsApp
  • Web chat
  • Mobile app
  • Customer portal
  • Embedded interface
  • Third-party front end

Intelligence layer

  • Interview
  • Evidence validation
  • Financial analysis
  • Scoring
  • Rules
  • Decision package

Output layer

  • Dashboard
  • Word
  • PDF
  • Excel
  • API
  • Webhooks
  • MCP

Modules

Every module with a clear purpose.

Evident Interview

Available

Collect applicant information through a conversation that adapts to every response.

Capabilities
Dynamic questionsMultiple channelsSession resumeNatural language
Inputs
Applicant responses, credit product context
Outputs
Structured statements by category

Evident Verify

In development

Cross-check declared information against available documents, images, and data.

Capabilities
Document readingImage analysisConsistency rulesEvidence coverage
Inputs
Documents, photos, receipts, external data
Outputs
Status per indicator and inconsistency report

Evident Financial Engine

Available

Reconstruct the financial reality of the applicant or business.

Capabilities
Financial statementsRatiosRepayment capacityStress scenarios
Inputs
Validated statements and evidence
Outputs
Statements, indicators, and Excel model

Evident Score

In development

Translate evidence into a risk read aligned with institutional policy.

Capabilities
Configurable scoringCustom rulesSegmentationExplainability
Inputs
Financial and evidence indicators
Outputs
Score, reasons, and recommendation

Evident Decision Package

Available

Deliver a file ready for committee review.

Capabilities
Customer and business profileRisk reportEvidence summaryExports
Inputs
Complete case result
Outputs
Word, PDF, Excel, and dashboard view

Evident API

Available

Integrate Evident behind existing channels and systems.

Capabilities
Case creationStatus lookupResult downloadInstitution-level authentication
Inputs
Authenticated REST requests
Outputs
Structured JSON and generated documents

Evident MCP

Planned

AI-native access for corporate assistants and agents.

Capabilities
Case lookupCommittee prepOn-demand summaries
Inputs
Requests from authorized agents
Outputs
Structured case context

Integrations

Built to fit into your architecture.

Channels

  • WhatsAppAvailable
  • Web chatAvailable
  • Mobile appsIn development
  • Customer portalsIn development

Origination

  • Loan origination systemsPlanned
  • CRMPlanned
  • Core bankingPlanned

Data

  • Credit bureausPlanned
  • Public recordsPlanned
  • Open bankingPlanned
  • Identity providersIn development
  • Anti-fraud toolsPlanned

Outputs

  • WordAvailable
  • PDFAvailable
  • ExcelAvailable
  • JSONAvailable
  • DashboardAvailable
Book a demoSee how it works